⚠️
This domain has been flagged as malicious
Detected by 2 security vendors and listed in 3 public blocklists. Exercise extreme caution — do not enter personal information or connect wallets.
debt-pay-off.app favicon

debt-pay-off[.]app

“Free Debt Payoff Calculator | Snowball vs Avalanche Plan (2025)”

2/2 VT Active Mar 22, 2026 3 Blocklists Avalanche
65 Threat
PhishDestroy AI
HIGH
Ref
1F4FCA99
Score
65/100
Engine
PD-4 Turbo
PhishDestroy has identified debt-pay-off[.]app as a domain potentially involved in generic phishing activities. The domain presents a web page titled 'Free Debt Payoff Calculator | Snowball vs Avalanche Plan (2025),' suggesting a lure related to financial debt management. It is currently classified under an 'under investigation' risk level as part of ongoing threat assessment efforts.

Technical analysis shows that debt-pay-off[.]app was registered recently on March 21, 2026, and is operated via CloudFlare, Inc. for domain registration and content delivery. The domain resolves to the IP address 172.67.168.207. VirusTotal scans report zero detections across 95 security engines, indicating no immediate flags from antivirus or URL scanning vendors at this time. Despite the clean technical footprint, the domain’s thematic focus on debt payoff calculators is commonly exploited in phishing scenarios to harvest sensitive financial information.

The domain remains active and under scrutiny by PhishDestroy analysts. Given the absence of direct detection by current security tools, users are advised to proceed with caution and refrain from submitting personal or financial data through this site. Continued monitoring and analysis are underway to determine if emerging intelligence confirms phishing intent or malicious behavior associated with debt-pay-off[.]app.
VT
VirusTotal
2 det.
US
URLScan
SSL
Google Trust Services
Status
Live 200
PD
DestroyList
Listed

Threat Response Pipeline

Discovery
Submission
Legal
Takedown
19/21
Pre-emptive Discovery & Ingestion
30+ Proprietary Parsers · Infrastructure Analysis · Community Intelligence · Threat Ingested
4/4 ✓
30+ Proprietary Parsers
Distributed network scanning Google Ads (malvertising), SEO-manipulated results, Twitter/X, YouTube & Telegram campaigns
Infrastructure Analysis
dnstwist & typosquatting detection to catch look-alike domains targeting established brands
Community Intelligence
Real-time ingestion of community-reported threats via Telegram Bot & partner intelligence feeds
Threat Ingested
debt-pay-off.app detected and queued for full analysis
Mar 22, 2026
Global Ecosystem Submission
54+ Vendor Submissions · Cloudflare Radar · VirusTotal · Google Safe Browsing · Blocklist Detection · Sitemap: 63 pages · Brand Impersonation · Forensic Evidence Collection · Web Archive Preservation · Technical Deep Analysis
10/10 ✓
54+ Vendor Submissions
Threat data submitted to 54+ security vendors & threat intelligence platforms
Show all 54 vendors
SpamhausCloudflareGoogle Safe BrowsingMicrosoft SecurityVirusTotalNetcraftESETBitdefenderNorton Safe WebAviraPhishTankDr.WebYandex Safe BrowsingURLScan.ioPolySwarmSiteReviewURLQueryPhishStatsPhishReportIsItPhishThreatCenterKasperskyOpenPhishAPWG eCrimeComodo / XcitiumFortinet / FortiGuardPalo Alto NetworksSophosTrend MicroWebrootZeroFOXSURBLAbusixCRDF LabsQuad9CleanBrowsingCyRadarScumware.orgPhishing.DatabaseMalware PatrolANY.RUNHybrid AnalysisURLhausMalwareBazaarThreatFoxAbuse.chAbuseIPDBAlienVault OTXMISPDomainToolsSecurityTrailsCensysBinaryEdgeCIRCL
Cloudflare Radar
Scanned via Cloudflare Radar — DNS, certificates & network data
VirusTotal
2 / 2 vendors flagged on VirusTotal
Mar 24, 2026
Google Safe Browsing
Mar 22, 2026
Blocklist Detection
Found in 3 blocklists: MetaMask, PhishDestroy, SEAL
Mar 24, 2026
Sitemap: 63 pages
Site publishes a sitemap with 63 listed pages
Brand Impersonation
Impersonation of Avalanche
Forensic Evidence Collection
Public scans via URLScan.io, URLQuery & Cloudflare Radar — DOM snapshots, HTTP transactions, DNS & certificate data
Web Archive Preservation
Site preserved in Wayback Machine — immutable copy of phishing content for legal evidence
Technical Deep Analysis
JS source analysis, directory enumeration, open directories scan, email harvesting, Telegram bot detection, exposed databases & other OSINT artifacts useful for threat actor identification
Legal Notifications & Reporting
Registrar & Hosting Notification · DestroyList Published · Abuse Report Pending · Conditional Re-detection
3/4
Registrar & Hosting Notification
Initial abuse reports sent to domain registrar (CloudFlare, Inc.) and hosting provider with forensic evidence packages (metadata, screenshots, PDF)
DestroyList Published
Added to PhishDestroy/DestroyList — open-source blocklist for wallets & extensions
Mar 22, 2026
Abuse Report Pending
Will be sent to registrar (CloudFlare, Inc.) & hosting
Conditional Re-detection
Follow-up alerts only if threat remains active beyond 24 hours — prevents spam, ensures reports contain active evidence
ICANN Escalation — triggered only on re-detection (24h+ active threat), not on initial report. Formal complaint per RAA §3.18 with full forensic evidence
Public Transparency & Takedown
Open Threat Database · Social Broadcasting · Awaiting Takedown
2/3
Open Threat Database
Real-time commits to GitHub repository & live monitoring at phishdestroy.io/live
Social Broadcasting
Automated alerts on Twitter, Telegram & Mastodon channels
Awaiting Takedown
Domain still active — monitoring & re-reporting continues

Public Blocklist Status

Evidence Capture

Snapshot
2026-03-22 15:21 UTC
Malicious
Forensic screenshot of debt-pay-off.app
IP: 172.67.168.207
CloudFlare, Inc.

Domain Intelligence

Domaindebt-pay-off.app
Registrar CloudFlare, Inc. US(US)
IP Address172.67.168.207
Nameservers["cortney.ns.cloudflare.com", · "jake.ns.cloudflare.com"]
SSL CertificateValid · Google Trust Services
Expires: Jun 19, 2026
Days left: 89
Issuer: Google Trust Services
Valid: Yes
Page TitleFree Debt Payoff Calculator | Snowball vs Avalanche Plan (2025)
First DetectedMar 22, 2026
HTTP Status200

Detected Technologies

Google Analytics
Google AdSense
Funding Choices
Cloudflare Browser Insights
Cloudflare
HTTP/3
Detected via Cloudflare Radar · Wappalyzer engine
Report This Domain Submit evidence & help protect others

VirusTotal Analysis

2 / 2 security vendors flagged this domain
View on VT
Gridinsoft
SOCRadar

Site Performance Analysis

Google PageSpeed Insights — mobile performance audit of debt-pay-off.app · checked Mar 22, 2026

70
Needs Work
Performance
FCP
3.62s
First Contentful Paint
LCP
5.47s
Largest Contentful Paint
CLS
0
Cumulative Layout Shift
TBT
125ms
Total Blocking Time
SI
3.62s
Speed Index
Powered by Google PageSpeed Insights · Mobile strategy · Scores: 90-100 Good 50-89 Needs Work 0-49 Poor

Site Configuration Analysis

Evidence & External Reports

Were You Affected by This Site?

You are not alone and there is nothing to be ashamed of. Scammers are sophisticated criminals who exploit trust. Reporting your experience is the most powerful weapon against fraud — your report can prevent others from becoming victims and help law enforcement take action. Silence is the scammer's greatest advantage. Break it.

If you have interacted with this domain, entered personal information, or connected a cryptocurrency wallet — take immediate action. Below are resources to help you report the incident and protect yourself.

Beware of recovery scammers! After being scammed, criminals may contact you again pretending to be "recovery agents," lawyers, or investigators who claim they can retrieve your lost funds — for a fee. This is a second scam. No legitimate service will ask for upfront payment to recover stolen crypto. Learn more about recovery fraud →

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These domains also target Avalanche users. View all Avalanche threats →

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About This Report: debt-pay-off.app

This domain security report for debt-pay-off.app is maintained by PhishDestroy's automated threat intelligence pipeline. Our system continuously monitors this domain across 2 security vendors on VirusTotal, 3 public blocklists.

The site displays a page titled “Free Debt Payoff Calculator | Snowball vs Avalanche Plan (2025)”, which may be designed to impersonate Avalanche.

debt-pay-off.app has been flagged by 2 security vendors as of March 27, 2026.

If you believe this listing is inaccurate, you can submit an appeal. For more information about our methodology, visit our FAQ page.

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Recommendations & Advice for Victims

An estimated $51 billion flowed to illicit crypto wallets in 2024 (source). If you interacted with debt-pay-off.app — act now.

What should I do immediately?
Urgent
  • Revoke token approvals — use revoke.cash to remove access granted to malicious smart contracts
  • Move remaining funds to a brand-new wallet. The compromised wallet is no longer safe
  • Change all passwords — email, exchange accounts, anything that shares the same password
  • Enable 2FA using an authenticator app (not SMS). Disable SMS-based recovery
  • Freeze cards if you entered banking details on the phishing site
What information should I collect for my report?
FBI guidelines

According to the FBI, the most important details are transaction data:

  • Cryptocurrency addresses — scammer's wallet (e.g., 0x5856...35985)
  • Amount & crypto type — exact amount (e.g., 1.02345 ETH, 0.5 BTC, 500 USDT)
  • Transaction ID (hash) — the unique blockchain transaction identifier
  • Exact dates & times — of each transaction and first contact with scammer
  • Screenshots — scam website, chat messages, emails, wallet transactions, social media
  • All URLs & domains used by the scammer (including debt-pay-off.app)
  • Communications — emails, texts, phone numbers, usernames the scammer used

Even if you don't have all details — file a report anyway. Partial information still helps investigations.

Where should I report the scam?
  • FBI IC3 — Internet Crime Complaint Center (US federal reporting)
  • Europol — European cybercrime reporting (EU)
  • Chainabuse — flag scam wallets across exchanges & platforms
  • Your crypto exchange — contact Coinbase/Binance/Kraken support to freeze scammer's address
  • Local police — creates an official record, even if they can't act immediately

The FBI recovered over $1 billion in crypto fraud in 2024 thanks to victim reports. Your report matters.

How do crypto scams typically work?
  • Fake websites — pixel-perfect clones of legitimate sites with slightly altered domains
  • Malicious approvals — "connect wallet" prompts that grant unlimited token spending to attackers
  • Pig butchering — trust built over weeks via Telegram/WhatsApp/dating apps, then money stolen
  • Recovery scams — victims targeted AGAIN by fake "recovery agents" demanding upfront fees. Always a scam
  • Fake ads & airdrops — Google/social media ads and "free token" offers leading to wallet drainers
  • AI-powered scams — deepfakes, automated phishing, and AI-generated sites making fraud harder to detect
How can I protect myself in the future?
  • Use a hardware wallet (Ledger, Trezor). Never store large amounts in browser wallets
  • Bookmark official sites — never click links from emails, DMs, or ads
  • Read every approval — verify permissions before signing. Reject unlimited approvals
  • Verify domains — check on PhishDestroy before interacting. Check HTTPS, spelling, domain age
  • "Too good to be true" = scam — guaranteed returns, celebrity endorsements, urgent deadlines
How big is the crypto scam problem?
  • $51 billion flowed to illicit crypto wallets in 2024 — CoinLedger
  • Pig butchering losses grew 40% year over year, now the fastest-growing fraud type
  • Only ~5% of victims report — your report helps shut down criminal networks
  • FBI recovered $1B+ in 2024 thanks to victim reports — FBI.gov

Sources: FBI · CoinLedger · WorldMetrics