ngibank.com presents itself as "NGIBANK — The World's First Solana CBDC Bank". It borrows the authority of central-bank digital currency to look like a regulated, state-backed institution to Solana users and crypto investors. PhishDestroy classifies it as impersonation phishing and first flagged it on 2026-09-23. As of 2026-10-19 the domain is still alive and redirects visitors elsewhere instead of serving its own page.
How the scam works
A CBDC is issued by a central bank, not by an unknown website running on Solana, so the page's central claim is a fabricated credential meant to borrow official trust. Schemes of this type invite visitors to open an account, deposit funds, or connect a wallet to "activate" a supposed banking service. Victims then lose whatever they send or sign, and any credentials they enter can be reused against their other accounts. The redirect means the domain may now hand visitors to a different landing page, but it keeps the same brand and pitch.
Evidence
Only 4 of 91 VirusTotal engines flagged the domain when it was checked on 2026-10-06. Those engines were alphaMountain.ai, Forcepoint ThreatSeeker, Gridinsoft and SOCRadar. The low count means most generic scanners will not warn you. The stronger signal comes from the crypto-specific side: MetaMask and the SEAL blocklist both list the domain alongside PhishDestroy, so wallet users with those protections should see a warning. Four AlienVault OTX threat pulses also reference it, which shows other researchers are tracking it.
Infrastructure
The domain was registered through GoDaddy.com, LLC on 2026-07-23, about two months before PhishDestroy detected it. That gap leaves time to build the fake bank front before promoting it. The site resolves to 64.29.17.65, hosted in the United States, and uses a free automated certificate from Let's Encrypt. The padlock in the browser therefore says nothing about whether the bank is real.
What to do
If you deposited funds or paid any "account activation" or "withdrawal" fee, stop sending money. No further payment will unlock a balance. Report the transfers to your exchange and local authorities with transaction IDs. If you connected a wallet or signed anything, revoke approvals from that wallet with a token-approval checker and move remaining assets to a fresh wallet. If you created an account there, change any reused password and enable 2FA elsewhere. Defenders should block the domain and its IP at DNS and proxy level and flag "Solana CBDC bank" messaging in user-awareness material.
Saved certificate metadata. Certificate dates without a timezone are shown as stored. Transport encryption does not establish that the site is trustworthy.
Latest HTTP observationRedirectingHTTP redirect observed80%2026-10-19 10:31:17 UTC
RDAP registration알 수 없음
Observed timelinelast reachable: 2026-10-19 10:31:17 UTC
Availability, content, DNS and registration are independent evidence layers. NXDOMAIN, an unreachable origin or missing content alone does not prove registrar action. A registrar or provider is credited only when a direct technical marker identifies that actor. Report causality is shown separately.
Recorded subdomains3
Hostnames retained in the domain record or Certificate Transparency cache. A hostname alone does not establish current availability or malicious activity.
pay.ngibank.comDomain record
www.ngibank.comDomain record
www.pay.ngibank.comDomain record
The original observation time is not recorded for these hostnames.
기술 · 2 identified
V
Vercel
PaaS
Vercel is a cloud platform for static frontends and serverless functions.
Template-based draft · optional AI wording assistance requires separate consent
AI 지원 초안 - 사고 세부정보는 AI 제공업체에서 처리됩니다. · 직접 검토하고 제출하세요.
After a phishing incident
피해자를 위한 권고 사항 및 조언
Choose the steps that match what you shared. Keep a copy of this report alongside your own records.
지금 당장 어떻게 해야 할까요?
긴급
Stop using the suspicious site. Open the real service through its official app or an address you already trust.
모든 비밀번호 변경 — 이메일, 익스체인지 계정 등, 동일한 비밀번호를 사용하는 모든 것
2단계 인증 활성화 인증 앱(SMS 제외)을 사용합니다. SMS 기반 복구 기능을 비활성화하세요.
카드 동결 피싱 사이트에 은행 계좌 정보를 입력한 경우
보고서를 작성하기 위해 어떤 정보를 수집해야 할까요?
FBI 지침
Keep original emails, receipts, messages and screenshots in a secure place. A factual timeline helps the receiving authority understand what happened. IC3 evidence guidance ↗
Payment records — if you paid, save the receipt, amount, date, payment provider and recipient details.
정확한 날짜 및 시간 — 각 거래 내역 및 사기범과의 첫 접촉 시점
스크린샷 — 사기 웹사이트, 채팅 메시지, 이메일, 지갑 거래, 소셜 미디어
모든 URL 및 도메인 사기꾼이 사용한 (다음과 같은 것들을 포함하여 ngibank.com)
커뮤니케이션 — 사기꾼이 사용한 이메일, 문자, 전화번호, 사용자 이름
비록 모든 세부 사항을 알지 못하더라도 — 어쨌든 신고를 하세요. 부분적인 정보라도 수사에 도움이 됩니다.
Your bank or payment provider — contact its fraud team promptly through official contact details if money or card information was exposed.
지역 경찰 — 비록 당장 조치를 취할 수는 없더라도 공식 기록을 남깁니다
A report is not a guarantee of recovery or investigation, but prompt, accurate transaction data can help authorities and service providers trace the incident.
How do phishing scams typically work?
가짜 웹사이트 — 도메인을 약간만 변경한, 정식 사이트와 픽셀 단위로 완벽하게 일치하는 복제 사이트
pig butchering — Telegram·왓츠앱·데이트 앱을 통해 몇 주에 걸쳐 신뢰를 쌓은 뒤, 돈을 훔쳐갔다
회복 사기 — fraudsters pose as recovery agents and demand upfront fees. Never share a seed phrase or pay before independently verifying the provider
AI를 이용한 사기 — 딥페이크, 자동화된 피싱, AI로 생성된 사이트 등으로 인해 사기 행각을 적발하기가 더 어려워지고 있다
앞으로 어떻게 하면 스스로를 지킬 수 있을까요?
공식 사이트 즐겨찾기 추가 — 이메일, DM 또는 광고에 포함된 링크는 절대 클릭하지 마세요
도메인 확인 — 확인하기 PhishDestroy 상호작용을 시작하기 전에 HTTPS, 맞춤법, 도메인 등록 기간을 확인하세요.
About this reportSources, observation dates and corrections
This report combines saved page captures, registration and network records, scanner results and PhishDestroy reporting history. Each source keeps its own observation date. Open a source report to inspect the original result.
The AI-assisted analysis was written on . It describes the evidence available at that time; later source checks can change.
A capture documents what was shown. A scanner result records that provider’s assessment at the time of its check. Neither a valid certificate nor a zero-detection result is a guarantee of safety.
(US)
