ABUSE NOTICE · 7D+ OPEN
Outgoing abuse reports are recorded; the latest stored availability evidence still shows the domain reachable.
Notification and current-status evidence
The sent-report ledger records the first outgoing report at .
The recorded recipient is abuse@registrar.eu.
The latest stored availability evidence still shows the domain reachable; 1 month has elapsed since the first outgoing report.
ICANN RAA §3.18 describes registrar abuse-contact and handling obligations.
This section records outgoing timestamps, listed recipients, case identifiers, and later availability. It does not by itself prove receipt, acknowledgement, investigation, remediation, or contractual non-compliance.
universalsavefinance.com presents itself as a retail bank under the banner "Universalsavefinance- Your New Favorite Bank". PhishDestroy classifies it as an impersonation phishing page aimed at people shopping for a new place to keep their savings. We first detected it on 2026-09-17. On 2026-10-19 the site was still online and serving its content.
How the scam works
Fake bank sites copy the look and language of a legitimate financial institution, with account dashboards, savings rates and signup forms, so visitors believe they are opening a real account. Victims are usually asked to register with personal and identity details, set up online banking credentials, and then fund the account by transfer or crypto deposit. Money sent in cannot be recovered through any banking system, and later requests to withdraw are often met with new fees or verification charges. The identity data and passwords collected can also be reused for fraud elsewhere.
Evidence
Seven of 91 VirusTotal engines flagged the domain as of 2026-09-29: alphaMountain.ai, CRDF, Forcepoint ThreatSeeker, Fortinet, Netcraft, SOCRadar and desenmascara.me. That is a minority of engines, but it includes phishing-focused services such as Netcraft and CRDF. The domain is also referenced in four AlienVault OTX threat pulses and is listed on the PhishDestroy blocklist.
Infrastructure
The domain was registered on 2026-04-18 through Hosting Concepts B.V. d/b/a Registrar.eu, about five months before we detected it. That gap means the operators could have run it quietly for a long time, so anyone who dealt with the site earlier may not have seen any warnings. It is hosted at 23.153.104.17 on the Aquiryn LLC network in the United States and uses a free Let's Encrypt certificate. The padlock in the browser only means the connection is encrypted. It says nothing about whether the bank is real.
What to do
Do not open an account or send any deposit, and do not pay any "release" or "withdrawal" fee the site demands. If you already transferred money, contact your real bank or card issuer right away to try a recall or chargeback, and report the loss to the police. If you entered a password used elsewhere, change it and turn on two-factor authentication. If you uploaded ID documents, watch for identity misuse. Defenders should block the domain and its IP and alert users that a bank calling itself "Universalsavefinance" is fraudulent.
DOM Analysisanalyzed 2026年9月17日score 88/1004 brand signals
Submitted URLhttps://universalsavefinance.com/
Favicon Hash
ケース ID
Observed page title
Universalsavefinance- Your New Favorite Bank
Automated brand references
American ExpressFoundationMastercardZelle
TLS証明書
発行者 Let's Encrypt / YE2· stored validity ends in 70 days
Network & certificates
Stored technical evidence
Network & DNS
Resolved IP
23.153.104.17
Network ASN
AS32561
Organization
Aquiryn LLC
Observed location
Sheridan, US
Server header
LiteSpeed
ネームサーバー 4
ns7.asurahosting.com
ns7.my-control-panel.com
ns8.asurahosting.com
ns8.my-control-panel.com
Mail routing 1 MX record
universalsavefinance.compriority 0
Location describes the IP network.
TLS証明書
Issuer
Let's Encrypt / YE2
Valid from
2026-10-01 05:19:26
Valid until
2026-12-30 05:19:25
Hostname coverage
Certificate hostname mismatch
Validity
Within stored validity dates
Collection time
2026-10-11 04:02:09 UTC
Collection source
PhishDestroy collector
Certificate fingerprint23ab364bf14aa4aa51c2e2597aa2230a921032879fe29a09829d8b40ae1cfa50Certificate names · 1 SANs
www.universalsavefinance.com
Saved certificate metadata. Certificate dates without a timezone are shown as stored. Transport encryption does not establish that the site is trustworthy.
Evidence layersAvailability: Content servingContent: Content served at rootDNS: ResolvedRegistration: Unknown
Latest HTTP observationコンテンツ公開中Ordinary HTTP content served90%2026-10-19 22:32:59 UTC
RDAP registration不明
Observed timelinelast reachable: 2026-10-19 22:35:39 UTClast content: 2026-10-19 22:32:59 UTC
Availability, content, DNS and registration are independent evidence layers. NXDOMAIN, an unreachable origin or missing content alone does not prove registrar action. A registrar or provider is credited only when a direct technical marker identifies that actor. Report causality is shown separately.
Keep original emails, receipts, messages and screenshots in a secure place. A factual timeline helps the receiving authority understand what happened. IC3 evidence guidance ↗
Payment records — if you paid, save the receipt, amount, date, payment provider and recipient details.
Your bank or payment provider — contact its fraud team promptly through official contact details if money or card information was exposed.
地元の警察 — たとえ直ちに行動を起こせなくても、公式な記録が残される
A report is not a guarantee of recovery or investigation, but prompt, accurate transaction data can help authorities and service providers trace the incident.
詐欺による金銭の返還を装った詐欺 — fraudsters pose as recovery agents and demand upfront fees. Never share a seed phrase or pay before independently verifying the provider
About this reportSources, observation dates and corrections
This report combines saved page captures, registration and network records, scanner results and PhishDestroy reporting history. Each source keeps its own observation date. Open a source report to inspect the original result.
The AI-assisted analysis was written on . It describes the evidence available at that time; later source checks can change.
A capture documents what was shown. A scanner result records that provider’s assessment at the time of its check. Neither a valid certificate nor a zero-detection result is a guarantee of safety.
(US)
