PhishDestroy has flagged dashboard.affirmpayovertime.com as a suspicious domain. The domain was first observed by PhishDestroy on 2026-10-19. No page title or date information is available for the site content.
How the scam works
The current evidence does not point to a specific scam type; the listing and detections simply indicate that the domain may be used for malicious purposes such as phishing, fraud or malware distribution. Without a concrete classification, the exact mechanism cannot be confirmed.
Evidence
VirusTotal reported 2 detections from 92 scanning engines, with alphaMountain.ai and SOCRadar flagging the site; the results were retrieved on 2026-10-19. Google Safe Browsing showed no warning as of 2026-10-19. External blocklists returned zero matches on the same date, while PhishDestroy’s internal blocklist marked the domain as suspicious. OTX listed no pulses for the domain as of 2026-10-19.
Infrastructure
The recorded IP address for the domain is 188.114.97.1. No registration, CDN or certificate details are provided, and the listing applies only to this exact address without identifying the operator.
What to do
Treat the site as potentially malicious and avoid entering any credentials or personal information. If you have already interacted with the domain, monitor accounts for unusual activity and consider changing passwords. Defenders should add a rule to block traffic to dashboard.affirmpayovertime.com and review access logs for any connections to the recorded IP.
Issued by Let's Encrypt / YE1· stored validity ends in 37 days
Network & certificates
Stored technical evidence
Network & DNS
Shared CDN edge
Resolved IP
188.114.97.1
Network ASN
AS13335
Organization
Cloudflare, Inc.
Observed location
San Francisco, US
Server header
cloudflare
Edge-IP reputation is not attributed to this domain.
Nameservers 1
randall.ns.cloudflare.com
Location describes the IP network.
TLS certificate
Issuer
Let's Encrypt / YE1
Valid from
2026-08-28 12:08:50
Valid until
2026-11-26 12:08:49
Hostname coverage
Certificate hostname mismatch
Validity
Within stored validity dates
Collection time
2026-10-19 22:02:05 UTC
Collection source
PhishDestroy collector
Certificate fingerprint041edb0542d7c243f2d0a756c3f32b1660a883d4c18daf5f44514db7daa831e7Certificate names · 1 SANs
affirmpayovertime.com
Saved certificate metadata. Certificate dates without a timezone are shown as stored. Transport encryption does not establish that the site is trustworthy.
Cloudflare is a web-infrastructure and website-security company, providing content-delivery-network services, DDoS mitigation, Internet security, and distributed domain-name-server services.
Rocket Loans: fast personal loans $2,000–$45,000 at 0% intro APR. Apply in 60 seconds, $0 fees, same-day funding. 4.8★ rated. No credit impact to check.
Open Graph description:Rocket Loans: fast personal loans $2,000–$45,000 at 0% intro APR. Apply in 60 seconds, $0 fees, same-day funding. 4.8★ rated. No credit impact to chec
3 evidence signal groups linked0 stored notification recordsLast known active
Listed domains receive at least one abuse report; this entry has no retained notification history.
If credentials were compromised, report immediately. Do not engage with recovery scammers.
If credentials, payment data, or files were exposed, report the incident immediately. Change affected passwords, revoke active sessions, and scan the device.
Beware of recovery scammers! Recovery scammers may pose as investigators, lawyers, or tracing services. Do not pay upfront fees or disclose credentials.Learn more about recovery fraud →
Template-based draft · optional AI wording assistance requires separate consent
Template-based draft • optional AI wording assistance requires separate consent · Review and submit it yourself
After a phishing incident
Recommendations & Advice for Victims
Choose the steps that match what you shared. Keep a copy of this report alongside your own records.
What should I do immediately?
Urgent
Stop using the suspicious site. Open the real service through its official app or an address you already trust.
Change all passwords — email, exchange accounts, anything that shares the same password
Enable 2FA using an authenticator app (not SMS). Disable SMS-based recovery
Freeze cards if you entered banking details on the phishing site
What information should I collect for my report?
FBI guidelines
Keep original emails, receipts, messages and screenshots in a secure place. A factual timeline helps the receiving authority understand what happened. IC3 evidence guidance ↗
Payment records — if you paid, save the receipt, amount, date, payment provider and recipient details.
Exact dates & times — of each transaction and first contact with scammer
Screenshots — scam website, chat messages, emails, wallet transactions, social media
All URLs & domains used by the scammer (including dashboard.affirmpayovertime.com)
Communications — emails, texts, phone numbers, usernames the scammer used
Even if you don't have all details — file a report anyway. Partial information still helps investigations.
Where should I report the scam?
FBI IC3 — Internet Crime Complaint Center (US federal reporting)
Your bank or payment provider — contact its fraud team promptly through official contact details if money or card information was exposed.
Local police — creates an official record, even if they can't act immediately
A report is not a guarantee of recovery or investigation, but prompt, accurate transaction data can help authorities and service providers trace the incident.
How do phishing scams typically work?
Fake websites — pixel-perfect clones of legitimate sites with slightly altered domains
Pig butchering — trust built over weeks via Telegram/WhatsApp/dating apps, then money stolen
Recovery scams — fraudsters pose as recovery agents and demand upfront fees. Never share a seed phrase or pay before independently verifying the provider
AI-powered scams — deepfakes, automated phishing, and AI-generated sites making fraud harder to detect
How can I protect myself in the future?
Bookmark official sites — never click links from emails, DMs, or ads
Verify domains — check on PhishDestroy before interacting. Check HTTPS, spelling, domain age
"Too good to be true" = scam — guaranteed returns, celebrity endorsements, urgent deadlines
About this reportSources, observation dates and corrections
This report combines saved page captures, registration and network records, scanner results and PhishDestroy reporting history. Each source keeps its own observation date. Open a source report to inspect the original result.
The AI-assisted analysis was written on . It describes the evidence available at that time; later source checks can change.
A capture documents what was shown. A scanner result records that provider’s assessment at the time of its check. Neither a valid certificate nor a zero-detection result is a guarantee of safety.
(US)
