# PhishDestroy threat dossier — user-gateway.credit-agency-meta.com ================================================================ Fetched: 2026-05-11 14:44:21 UTC Canonical: https://phishdestroy.io/domain/user-gateway.credit-agency-meta.com/ ## VERDICT ---------------------------------------------------------------- ACTIVE THREAT — multiple warning signs Composite threat score: 52/100 (PhishDestroy scoring — see methodology below) ## DETECTION EVIDENCE ---------------------------------------------------------------- VirusTotal: 16/95 security vendors flagged this domain Flagging vendors: ADMINUSLabs, alphaMountain.ai, BitDefender, CRDF, CyRadar, ESET, Emsisoft, Fortinet, G-Data, Kaspersky, LevelBlue, Lionic, Netcraft, Seclookup, Sophos, VIPRE URLQuery: 2 detections ## INFRASTRUCTURE ---------------------------------------------------------------- IP address: 162.159.140.98 (CA, Toronto) ASN: AS13335 Cloudflare, Inc. Hosting org: Cloudflare, Inc. Registrar: Gransy, s.r.o. Nameservers: ns.gransy.com, ns2.gransy.com, ns3.gransy.com, ns4.gransy.com, ns5.gransy.com Registered: 2025-11-12 Page title: Accounts Centre HTTP response: 200 ## ABUSE-REPORT HISTORY (evidence of registrar non-response) ---------------------------------------------------------------- Status: pending notification queue. No abuse reports filed yet — this domain is waiting for the next cycle of our automated abuse-reporter. ## TIMELINE ---------------------------------------------------------------- Domain registered: 2025-11-12 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration) First detected: 2026-05-11 15:28:41 UTC (by PhishDestroy tracker) First reported: 2026-05-11 12:29:37 UTC (abuse notice filed) Last verified: 2026-05-11 17:25:32 UTC Current status: ACTIVE / observable ## EXTERNAL CORROBORATION (third-party evidence) ---------------------------------------------------------------- URLScan.io: https://urlscan.io/result/019e1700-f327-7633-9e52-3597997f7b3d/ URLQuery: https://urlquery.net/report/ee186ebe-5043-4932-8be7-276aadba2771 Wayback Machine: https://web.archive.org/web/*/user-gateway.credit-agency-meta.com crt.sh CT logs: https://crt.sh/?q=%25.user-gateway.credit-agency-meta.com Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=user-gateway.credit-agency-meta.com AlienVault OTX: https://otx.alienvault.com/indicator/domain/user-gateway.credit-agency-meta.com URLhaus: https://urlhaus.abuse.ch/host/user-gateway.credit-agency-meta.com/ ## ANALYST NARRATIVE ---------------------------------------------------------------- [Generated: 2026-05-11 15:29:40 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.] PhishDestroy identifies user-gateway.credit-agency-meta.com as an active crypto drainer domain designed to deceive users into connecting cryptocurrency wallets. This domain masquerades as a legitimate credit agency portal, leveraging social engineering tactics to trick victims into authorizing fraudulent transactions. The infrastructure behind this campaign appears to be purpose-built for the unauthorized extraction of digital assets, posing significant financial risk to unwary users. This domain was flagged by 16 out of 95 VirusTotal security vendors, indicating a widespread detection consensus on its malicious nature. Registered through Gransy, s.r.o. on November 12, 2025, the domain resolves to IP address 162.159.140.98 and holds a Google Trust Services SSL certificate, which may be used to lend false credibility to its fraudulent operations. The combination of recent creation, low blocklist latency, and active hosting suggests an emergent yet rapidly evolving threat. Users who have accessed this domain should immediately disconnect any connected cryptocurrency wallets and revoke any unauthorized permissions. Conduct a full wallet audit and enable multi-factor authentication where available. If funds appear missing, contact your wallet provider and report the incident to relevant financial authorities. Always verify domains through trusted threat intelligence platforms like PhishDestroy before entering sensitive information. ## EVIDENCE HASHES ---------------------------------------------------------------- PhishDestroy Case ID: PD-20260511-E9B11E ## SCORING METHODOLOGY ---------------------------------------------------------------- Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates: - VirusTotal positive ratio - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus, CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB) - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor) - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.) - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing - URLScan / URLQuery verdicts - Brand-impersonation heuristics (DOM analysis of forms, logos, wording) - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures) - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...) - Free-TLS vs paid-cert ratio (throwaway infrastructure signal) - Registrar/hosting abuse history (this registrar's track record) - Human researcher sign-off (volunteer takedown team) A domain present in our database is ALREADY flagged. A low VT count by itself does NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their first 7–30 days while actively draining wallets. Always cross-reference the composite score and the individual indicators above, not just VT. ## CORRECTIONS / APPEALS ---------------------------------------------------------------- Full HTML report: https://phishdestroy.io/domain/user-gateway.credit-agency-meta.com/ JSON API: https://api.destroy.tools/v1/check?domain=user-gateway.credit-agency-meta.com Appeal a flag: https://phishdestroy.io/appeals/ (responded to within 48 hours, FP rate <0.01%) Submit a report: https://t.me/PhishDestroy_bot About PhishDestroy: volunteer-driven open-source threat-intelligence platform. Tracked: 148,262 domains (44,679 alive under monitoring, 103,302 confirmed takedowns/dead). Site: https://phishdestroy.io