# PhishDestroy threat dossier — test.ratereset.net
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Fetched:   2026-07-29 18:38:41 UTC
Canonical: https://phishdestroy.io/domain/test.ratereset.net/

## VERDICT
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HIGH THREAT — malicious activity confirmed
Composite threat score: 73/100 (PhishDestroy scoring — see methodology below)

## DETECTION EVIDENCE
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VirusTotal:      0/91 security vendors flagged this domain
Public blocklists: listed on 1 independent blocklist

## INFRASTRUCTURE
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IP address:      40.121.137.196 (US, Boydton)
ASN:             AS8075 Microsoft Corporation
Hosting org:     Microsoft Azure Cloud (eastus)
Registrar:       GoDaddy.com, LLC
Nameservers:     ["ns53.domaincontrol.com", "ns54.domaincontrol.com"]
Page title:      Rate Reset | Home
HTTP response:   200

## TLS CERTIFICATE
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Issuer:     GoDaddy.com, Inc. / Go Daddy Secure Certificate Authority - G2
Expires:    2026-11-23
Status:     INVALID chain
Fingerprint: b21c2c3c022321b90a96493599638e5a27f33f5d7646816d039f169ac62e8c4e
Subject Alternative Names (related infrastructure — often same operator):
  - demo.ratereset.net
  - fivestarcu.ratereset.net
  - hsbc.ratereset.net
  - loanwizard.ratereset.net
  - marinecu.ratereset.net
  - obth.ratereset.net
  - ratereset.net
  - soundclip.ratereset.net
  - soundcu.ratereset.net
  - vantagewest.ratereset.net
  - whitefish.ratereset.net
  - whitefishcu.ratereset.net
  - www.ratereset.net

## ABUSE-REPORT HISTORY (evidence of registrar non-response)
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Status: pending notification queue. No abuse reports filed yet — this domain is
waiting for the next cycle of our automated abuse-reporter.

## TIMELINE
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First detected:    2026-07-28 16:13:09 UTC (by PhishDestroy tracker)
Last verified:     2026-07-29 16:20:22 UTC
Current status:    ACTIVE / observable

## ANALYST NARRATIVE
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[Generated: 2026-07-28 16:14:43 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.]

test.ratereset.net: Confirmed Phishing Site

test.ratereset.net is currently active and returns HTTP 200 responses. The domain was registered through GoDaddy.com, LLC and uses the default GoDaddy nameservers ns53.domaincontrol.com and ns54.domaincontrol.com. It appears on a single security blocklist and has been explicitly blocked by the PhishDestroy feed, indicating that at least one anti‑phishing service has identified it as malicious. VirusTotal has processed the domain with 91 antivirus and URL scanning engines; none of the engines reported a detection, but the lack of a positive result does not constitute evidence of safety.

No TLS certificate data is present in the supplied intelligence, so it is unclear whether the site serves content over HTTPS or relies on plain HTTP. The available intelligence does not include a page title, targeted brand, or detailed payload description, so the exact phishing lure employed by the site remains unknown. Infrastructure analysis therefore relies on registration data, blocklist presence, and the observed HTTP 200 status to assess risk. Defenders should treat the domain as hostile and add it to network and endpoint blocklists, enforce DNS filtering, and monitor outbound connections for attempts to resolve or contact test.ratereset.net.

Because the domain resolves to GoDaddy’s default name servers, any future sub‑domains could be rapidly provisioned, so continuous monitoring of the domain’s DNS records is recommended. Security teams should also review any user‑reported incidents that reference the domain and consider tightening email gateway rules for messages that contain links to the test.ratereset.net zone. While the current scan record shows no detections, the active status, blocklist inclusion, and PhishDestroy block indicate that the site is being used for phishing campaigns, and remediation actions should be taken without delay.

## EVIDENCE HASHES
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Favicon MD5:       2282240a44c5b167e44239932e2e26d3
TLS cert SHA-256:      b21c2c3c022321b90a96493599638e5a27f33f5d7646816d039f169ac62e8c4e

## SCORING METHODOLOGY
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Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates:
  - VirusTotal positive ratio
  - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus,
    CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB)
  - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor)
  - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.)
  - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing
  - URLScan / URLQuery verdicts
  - Brand-impersonation heuristics (DOM analysis of forms, logos, wording)
  - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures)
  - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...)
  - Free-TLS vs paid-cert ratio (throwaway infrastructure signal)
  - Registrar/hosting abuse history (this registrar's track record)
  - Human researcher sign-off (operator takedown team)

A domain present in our database is ALREADY flagged. A low VT count by itself does
NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their
first 7–30 days while actively draining wallets. Always cross-reference the composite
score and the individual indicators above, not just VT.

## CORRECTIONS / APPEALS
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Full HTML report:  https://phishdestroy.io/domain/test.ratereset.net/
JSON API:          https://api.destroy.tools/v1/check?domain=test.ratereset.net
Appeal a flag:     https://phishdestroy.io/appeals/  (responded to within 48 hours, FP rate <0.01%)
Submit a report:   https://t.me/PhishDestroy_bot

About PhishDestroy: independent open-source threat-intelligence platform.
Tracked: 195,500 domains (83,267 alive under monitoring, 109,716 confirmed takedowns/dead). Site: https://phishdestroy.io