# PhishDestroy threat dossier — ratereset.net
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Fetched:   2026-07-29 19:42:43 UTC
Canonical: https://phishdestroy.io/domain/ratereset.net/

## VERDICT
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CRITICAL THREAT — DO NOT VISIT
Composite threat score: 100/100 (PhishDestroy scoring — see methodology below)
Scam classification: Credential Phishing

## DETECTION EVIDENCE
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VirusTotal:      1/91 security vendors flagged this domain
  Flagging vendors: Fortinet
AlienVault OTX:  2 pulses (threat-intel feed mentions)
Public blocklists: listed on 1 independent blocklist

## INFRASTRUCTURE
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IP address:      40.117.181.212 (US, Boydton)
ASN:             AS8075 Microsoft Corporation
Hosting org:     Microsoft Azure Cloud (eastus)
Registrar:       GoDaddy.com, LLC
Nameservers:     ["ns53.domaincontrol.com", "ns54.domaincontrol.com"]
Page title:      Rate Reset | Home
HTTP response:   200

## TLS CERTIFICATE
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Issuer:     GoDaddy.com, Inc. / Go Daddy Secure Certificate Authority - G2
Expires:    2026-11-23
Status:     INVALID chain
Fingerprint: b21c2c3c022321b90a96493599638e5a27f33f5d7646816d039f169ac62e8c4e
Subject Alternative Names (related infrastructure — often same operator):
  - demo.ratereset.net
  - fivestarcu.ratereset.net
  - hsbc.ratereset.net
  - loanwizard.ratereset.net
  - marinecu.ratereset.net
  - obth.ratereset.net
  - soundclip.ratereset.net
  - soundcu.ratereset.net
  - test.ratereset.net
  - vantagewest.ratereset.net
  - whitefish.ratereset.net
  - whitefishcu.ratereset.net
  - www.ratereset.net

## ABUSE-REPORT HISTORY (evidence of registrar non-response)
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Status: pending notification queue. No abuse reports filed yet — this domain is
waiting for the next cycle of our automated abuse-reporter.

## TIMELINE
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First detected:    2026-07-28 01:53:09 UTC (by PhishDestroy tracker)
Last verified:     2026-07-29 21:34:06 UTC
Current status:    ACTIVE / observable

## ANALYST NARRATIVE
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[Generated: 2026-07-28 01:54:32 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.]

ratereset.net: Confirmed Credential Harvesting Phishing Site

Analysis of ratereset.net indicates an active credential harvesting phishing domain registered through GoDaddy.com, LLC. As of July 27, 2026, the domain returns an HTTP 200 status, suggesting a functional web page likely designed to capture user credentials. Infrastructure analysis reveals nameservers ns53.domaincontrol.com and ns54.domaincontrol.com, consistent with GoDaddy hosting configurations. The domain is flagged by one security vendor on VirusTotal and appears on a single security blocklist, specifically PhishDestroy.

While detection coverage remains limited, the presence on a dedicated phishing blocklist and active HTTP response support a high-risk classification. Defenders should treat this domain as a confirmed phishing threat and implement blocking at the DNS or proxy level. The exact brand or service being impersonated is not yet confirmed in available data, and no phishing kit or additional technical artifacts have been identified.

Further investigation into associated IP addresses and SSL certificates may provide additional indicators for network-level detection. Given the domain's recent registration and active status, continuous monitoring for changes in detection coverage or infrastructure is recommended.

## EVIDENCE HASHES
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Favicon MD5:       2282240a44c5b167e44239932e2e26d3
TLS cert SHA-256:      b21c2c3c022321b90a96493599638e5a27f33f5d7646816d039f169ac62e8c4e

## SCORING METHODOLOGY
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Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates:
  - VirusTotal positive ratio
  - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus,
    CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB)
  - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor)
  - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.)
  - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing
  - URLScan / URLQuery verdicts
  - Brand-impersonation heuristics (DOM analysis of forms, logos, wording)
  - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures)
  - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...)
  - Free-TLS vs paid-cert ratio (throwaway infrastructure signal)
  - Registrar/hosting abuse history (this registrar's track record)
  - Human researcher sign-off (operator takedown team)

A domain present in our database is ALREADY flagged. A low VT count by itself does
NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their
first 7–30 days while actively draining wallets. Always cross-reference the composite
score and the individual indicators above, not just VT.

## CORRECTIONS / APPEALS
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Full HTML report:  https://phishdestroy.io/domain/ratereset.net/
JSON API:          https://api.destroy.tools/v1/check?domain=ratereset.net
Appeal a flag:     https://phishdestroy.io/appeals/  (responded to within 48 hours, FP rate <0.01%)
Submit a report:   https://t.me/PhishDestroy_bot

About PhishDestroy: independent open-source threat-intelligence platform.
Tracked: 195,502 domains (83,269 alive under monitoring, 109,716 confirmed takedowns/dead). Site: https://phishdestroy.io