# PhishDestroy threat dossier — payfinance.net ================================================================ Fetched: 2026-07-28 15:53:59 UTC Canonical: https://phishdestroy.io/domain/payfinance.net/ ## VERDICT ---------------------------------------------------------------- CRITICAL THREAT — DO NOT VISIT Composite threat score: 100/100 (PhishDestroy scoring — see methodology below) ## DETECTION EVIDENCE ---------------------------------------------------------------- VirusTotal: 7/91 security vendors flagged this domain Flagging vendors: ADMINUSLabs, alphaMountain.ai, CRDF, Fortinet, Gridinsoft, Netcraft, SOCRadar AlienVault OTX: 2 pulses (threat-intel feed mentions) Public blocklists: listed on 1 independent blocklist ## INFRASTRUCTURE ---------------------------------------------------------------- IP address: 92.113.23.178 (LT, Vilnius) ASN: AS47583 Hostinger International Limited Hosting org: Hostinger International Ltd. Registrar: NAMECHEAP INC Nameservers: ns1.dns-parking.com, ns2.dns-parking.com Registered: 2025-06-05 Expires: 2027-06-05 Page title: Pay Finance - Home HTTP response: 200 ## TLS CERTIFICATE ---------------------------------------------------------------- Issuer: Let's Encrypt / YR2 Expires: 2026-08-29 Status: INVALID chain Fingerprint: 36973cdcbdbf6837a4a4d4100b2083141c27817075582b1e27d5c8f28f9cf024 Subject Alternative Names (related infrastructure — often same operator): - www.payfinance.net ## ABUSE-REPORT HISTORY (evidence of registrar non-response) ---------------------------------------------------------------- Status: pending notification queue. No abuse reports filed yet — this domain is waiting for the next cycle of our automated abuse-reporter. ## TIMELINE ---------------------------------------------------------------- Domain registered: 2025-06-05 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration) First detected: 2026-07-27 08:07:49 UTC (by PhishDestroy tracker) First reported: 2026-07-27 08:44:28 UTC (abuse notice filed) Last verified: 2026-07-28 16:20:22 UTC Current status: ACTIVE / observable ## EXTERNAL CORROBORATION (third-party evidence) ---------------------------------------------------------------- URLScan.io: https://urlscan.io/result/019fa2cb-517b-75c5-a976-6e218be19b46/ URLQuery: https://urlquery.net/report/3951e23a-c8f0-4d1f-b724-74bdd9fa1e51 Wayback Machine: https://web.archive.org/web/*/payfinance.net crt.sh CT logs: https://crt.sh/?q=%25.payfinance.net Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=payfinance.net AlienVault OTX: https://otx.alienvault.com/indicator/domain/payfinance.net URLhaus: https://urlhaus.abuse.ch/host/payfinance.net/ ## ANALYST NARRATIVE ---------------------------------------------------------------- [Generated: 2026-07-27 08:08:12 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.] payfinance.net Generic Phishing Alert The domain payfinance.net is currently flagged as a high‑risk generic phishing site. Infrastructure analysis shows the domain was registered on 5 June 2025 through Namecheap Inc and is hosted on the IP address 88.222.222.107. The authoritative name servers are ns1.dns‑parking.com and ns2.dns‑parking.com, both typical of domains that are parked or used for transient malicious campaigns. The domain appears on a single security blocklist and has been actively blocked by the PhishDestroy service, confirming that defensive feeds are already aware of its malicious purpose. VirusTotal scans have resulted in seven out of ninety‑one antivirus and URL‑reputation engines marking the domain as malicious, providing independent corroboration of its phishing intent. No public evidence of a valid SSL certificate, HTTP response codes, or page title has been disclosed, and the site’s content has not been analysed, leaving the exact phishing lure unknown. Nevertheless, the combination of recent registration, use of parking name servers, detection by multiple security vendors, and inclusion on a blocklist indicates a coordinated attempt to harvest credentials or financial information. Defenders should immediately add payfinance.net to DNS‑based deny lists and firewall rule sets, monitor outbound connections for attempts to resolve or contact the IP 88.222.222.107, and consider deploying a sinkhole to capture any further traffic. Continuous re‑evaluation of threat intelligence feeds is recommended, as additional detection signatures or blocklist entries may appear as the campaign evolves. ## EVIDENCE HASHES ---------------------------------------------------------------- PhishDestroy Case ID: PD-20260727-960624 Favicon MD5: 5e66906c761f64b6b1c42b328b7190a7 TLS cert SHA-256: 36973cdcbdbf6837a4a4d4100b2083141c27817075582b1e27d5c8f28f9cf024 ## SCORING METHODOLOGY ---------------------------------------------------------------- Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates: - VirusTotal positive ratio - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus, CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB) - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor) - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.) - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing - URLScan / URLQuery verdicts - Brand-impersonation heuristics (DOM analysis of forms, logos, wording) - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures) - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...) - Free-TLS vs paid-cert ratio (throwaway infrastructure signal) - Registrar/hosting abuse history (this registrar's track record) - Human researcher sign-off (operator takedown team) A domain present in our database is ALREADY flagged. A low VT count by itself does NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their first 7–30 days while actively draining wallets. Always cross-reference the composite score and the individual indicators above, not just VT. ## CORRECTIONS / APPEALS ---------------------------------------------------------------- Full HTML report: https://phishdestroy.io/domain/payfinance.net/ JSON API: https://api.destroy.tools/v1/check?domain=payfinance.net Appeal a flag: https://phishdestroy.io/appeals/ (responded to within 48 hours, FP rate <0.01%) Submit a report: https://t.me/PhishDestroy_bot About PhishDestroy: independent open-source threat-intelligence platform. Tracked: 211,657 domains (86,097 alive under monitoring, 124,530 confirmed takedowns/dead). Site: https://phishdestroy.io