# PhishDestroy threat dossier — partner.credit-agency-meta.com
================================================================

Fetched:   2026-04-21 21:46:06 UTC
Canonical: https://phishdestroy.io/domain/partner.credit-agency-meta.com/

## VERDICT
----------------------------------------------------------------
CRITICAL THREAT — DO NOT VISIT
Composite threat score: 97/100 (PhishDestroy scoring — see methodology below)

## DETECTION EVIDENCE
----------------------------------------------------------------
VirusTotal:      21/94 security vendors flagged this domain
  Flagging vendors: alphaMountain.ai, BitDefender, Emsisoft, Fortinet, G-Data, Kaspersky, LevelBlue, Mimecast, Netcraft, Sophos
URLQuery:        2 detections

## INFRASTRUCTURE
----------------------------------------------------------------
IP address:      172.67.192.39 (CA, Toronto)
ASN:             AS13335 Cloudflare, Inc.
Hosting org:     Cloudflare, Inc.
Registrar:       Gransy, s.r.o.
Nameservers:     guss.ns.cloudflare.com, lilyana.ns.cloudflare.com
Registered:      2025-11-12
Page title:      Accounts Centre
HTTP response:   403

## TLS CERTIFICATE
----------------------------------------------------------------
Issuer:     Google Trust Services / WE1
Expires:    2026-07-19
Status:     INVALID chain
Fingerprint: caa4aca8cd90081c75ce2ab7da0f2133a0ab2d88933dbcc1637beae7cb1cea3d

## ABUSE-REPORT HISTORY (evidence of registrar non-response)
----------------------------------------------------------------
Status: pending notification queue. No abuse reports filed yet — this domain is
waiting for the next cycle of our automated abuse-reporter.

## TIMELINE
----------------------------------------------------------------
Domain registered: 2025-11-12 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration)
First detected:    2026-04-20 15:07:52 UTC (by PhishDestroy tracker)
First reported:    2026-04-20 12:08:42 UTC (abuse notice filed)
Last verified:     2026-04-21 16:04:42 UTC
Current status:    ACTIVE / observable

## EXTERNAL CORROBORATION (third-party evidence)
----------------------------------------------------------------
URLScan.io:       https://urlscan.io/result/019daac9-250c-77bd-a1fd-8dc5c20f62bb/
URLQuery:         https://urlquery.net/report/52e307c8-cc3d-4103-aa0f-06363c7c4778
Wayback Machine:  https://web.archive.org/web/*/partner.credit-agency-meta.com
crt.sh CT logs:   https://crt.sh/?q=%25.partner.credit-agency-meta.com
Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=partner.credit-agency-meta.com
AlienVault OTX:   https://otx.alienvault.com/indicator/domain/partner.credit-agency-meta.com
URLhaus:          https://urlhaus.abuse.ch/host/partner.credit-agency-meta.com/

## ANALYST NARRATIVE
----------------------------------------------------------------
[Generated: 2026-04-20 15:09:05 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.]

PhishDestroy identifies partner.credit-agency-meta.com as a live phishing domain weaponized to impersonate a credit reporting agency. This site poses a generic phishing threat designed to steal user login credentials by masquerading as a legitimate financial service.

This domain was flagged by 10 out of 95 VirusTotal security vendors and registered on November 12, 2025 through Gransy, s.r.o., indicating a recently created threat. The domain resolves to IP 172.67.192.39 and uses a Google Trust Services SSL certificate to appear authentic.

If you visited this site, stop using any entered credentials immediately. Run a malware scan on your device, change passwords on other accounts using the same login, and report the incident to your IT or security team. Avoid clicking any links or downloading files from this domain in the future.

## EVIDENCE HASHES
----------------------------------------------------------------
PhishDestroy Case ID:  PD-20260420-E3104F
TLS cert SHA-256:      caa4aca8cd90081c75ce2ab7da0f2133a0ab2d88933dbcc1637beae7cb1cea3d

## SCORING METHODOLOGY
----------------------------------------------------------------
Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates:
  - VirusTotal positive ratio
  - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus,
    CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB)
  - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor)
  - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.)
  - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing
  - URLScan / URLQuery verdicts
  - Brand-impersonation heuristics (DOM analysis of forms, logos, wording)
  - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures)
  - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...)
  - Free-TLS vs paid-cert ratio (throwaway infrastructure signal)
  - Registrar/hosting abuse history (this registrar's track record)
  - Human researcher sign-off (volunteer takedown team)

A domain present in our database is ALREADY flagged. A low VT count by itself does
NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their
first 7–30 days while actively draining wallets. Always cross-reference the composite
score and the individual indicators above, not just VT.

## CORRECTIONS / APPEALS
----------------------------------------------------------------
Full HTML report:  https://phishdestroy.io/domain/partner.credit-agency-meta.com/
JSON API:          https://api.destroy.tools/v1/check?domain=partner.credit-agency-meta.com
Appeal a flag:     https://phishdestroy.io/appeals/  (responded to within 48 hours, FP rate <0.01%)
Submit a report:   https://t.me/PhishDestroy_bot

About PhishDestroy: volunteer-driven open-source threat-intelligence platform.
Tracked: 131,000+ phishing domains. Confirmed takedowns: 91,000+. Site: https://phishdestroy.io