# PhishDestroy threat dossier — option-credit.com ================================================================ Fetched: 2026-07-29 08:48:44 UTC Canonical: https://phishdestroy.io/domain/option-credit.com/ ## VERDICT ---------------------------------------------------------------- CRITICAL THREAT — DO NOT VISIT Composite threat score: 84/100 (PhishDestroy scoring — see methodology below) ## DETECTION EVIDENCE ---------------------------------------------------------------- VirusTotal: 3/91 security vendors flagged this domain Flagging vendors: alphaMountain.ai, Gridinsoft, Netcraft Public blocklists: listed on 1 independent blocklist ## INFRASTRUCTURE ---------------------------------------------------------------- IP address: 5.196.175.67 (FR, Paris) ASN: AS16276 OVH SAS Hosting org: OVH Ltd Registrar: Dynadot Inc Nameservers: ns3.ddoscure.com, ns4.ddoscure.com Registered: 2025-07-11 Expires: 2027-07-11 Page title: Option-credit.com HTTP response: 200 ## TLS CERTIFICATE ---------------------------------------------------------------- Issuer: Let's Encrypt / YE2 Expires: 2026-10-12 Status: INVALID chain Fingerprint: 477698ca6a8541be01173fe6db75fe87fedf44ace3bb8bd68c2ac137c60b767c ## ABUSE-REPORT HISTORY (evidence of registrar non-response) ---------------------------------------------------------------- Status: pending notification queue. No abuse reports filed yet — this domain is waiting for the next cycle of our automated abuse-reporter. ## TIMELINE ---------------------------------------------------------------- Domain registered: 2025-07-11 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration) First detected: 2026-07-27 07:25:26 UTC (by PhishDestroy tracker) First reported: 2026-07-27 08:38:19 UTC (abuse notice filed) Last verified: 2026-07-29 08:26:09 UTC Current status: ACTIVE / observable ## EXTERNAL CORROBORATION (third-party evidence) ---------------------------------------------------------------- URLScan.io: https://urlscan.io/result/019fa2e6-8084-774e-9aaf-51eeb6811c59/ URLQuery: https://urlquery.net/report/09ab275d-3ed4-401b-853d-6ac144d26e5c Wayback Machine: https://web.archive.org/web/*/option-credit.com crt.sh CT logs: https://crt.sh/?q=%25.option-credit.com Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=option-credit.com AlienVault OTX: https://otx.alienvault.com/indicator/domain/option-credit.com URLhaus: https://urlhaus.abuse.ch/host/option-credit.com/ ## ANALYST NARRATIVE ---------------------------------------------------------------- [Generated: 2026-07-27 07:30:36 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.] option-credit.com — Generic Phishing Investigation option-credit.com was registered on July 11 2025 through Dynadot Inc. The domain is currently active and resolves to the IPv4 address 5.196.175.67. Its authoritative name servers are ns3.ddoscure.com and ns4.ddoscure.com, which are not associated with major cloud providers and may indicate a dedicated hosting arrangement. The domain appears on a single public blocklist and is explicitly blocked by the PhishDestroy filtering service, confirming that it has been observed in phishing campaigns. VirusTotal reports three positive detections out of ninety‑one scanners, further corroborating malicious use. No additional public reputation services such as Google Safe Browsing, Open Threat Exchange, or SSL/TLS grade checks are presently available for this host, and no page title or content analysis has been published. Consequently, the full scope of the phishing campaign—targeted brand, credential‑stealing page design, or victim geography—remains unknown. However, the combination of recent registration, active resolution, blocklist presence, and multiple vendor detections constitutes a high‑confidence indicator of abuse. Defensive teams should add 5.196.175.67 to network‑level deny lists, block DNS resolution for option‑credit.com, and monitor traffic to the associated name servers. Email gateways should enforce URL reputation checks that include the known blocklist entry and PhishDestroy feed. Organizations using URL filtering, sandboxing, or endpoint detection should treat any request to this domain as malicious and quarantine associated artifacts. Continuous monitoring for new detections on VirusTotal or other reputation platforms is recommended to capture any evolution of the campaign. ## EVIDENCE HASHES ---------------------------------------------------------------- PhishDestroy Case ID: PD-20260727-0BC564 Favicon MD5: 3c6d297056bce79d724395d69b0294d3 TLS cert SHA-256: 477698ca6a8541be01173fe6db75fe87fedf44ace3bb8bd68c2ac137c60b767c ## SCORING METHODOLOGY ---------------------------------------------------------------- Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates: - VirusTotal positive ratio - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus, CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB) - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor) - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.) - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing - URLScan / URLQuery verdicts - Brand-impersonation heuristics (DOM analysis of forms, logos, wording) - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures) - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...) - Free-TLS vs paid-cert ratio (throwaway infrastructure signal) - Registrar/hosting abuse history (this registrar's track record) - Human researcher sign-off (operator takedown team) A domain present in our database is ALREADY flagged. A low VT count by itself does NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their first 7–30 days while actively draining wallets. Always cross-reference the composite score and the individual indicators above, not just VT. ## CORRECTIONS / APPEALS ---------------------------------------------------------------- Full HTML report: https://phishdestroy.io/domain/option-credit.com/ JSON API: https://api.destroy.tools/v1/check?domain=option-credit.com Appeal a flag: https://phishdestroy.io/appeals/ (responded to within 48 hours, FP rate <0.01%) Submit a report: https://t.me/PhishDestroy_bot About PhishDestroy: independent open-source threat-intelligence platform. Tracked: 194,085 domains (83,155 alive under monitoring, 108,406 confirmed takedowns/dead). Site: https://phishdestroy.io