# PhishDestroy threat dossier — onpointcu.co.com
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Fetched:   2026-07-03 05:22:18 UTC
Canonical: https://phishdestroy.io/domain/onpointcu.co.com/

## VERDICT
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TAKEN DOWN (neutralised)
Composite threat score: 100/100 (PhishDestroy scoring — see methodology below)

## DETECTION EVIDENCE
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VirusTotal:      12/91 security vendors flagged this domain
  Flagging vendors: ADMINUSLabs, alphaMountain.ai, BitDefender, Chong Lua Dao, CRDF, CyRadar, ESET, Fortinet, G-Data, Lionic, Sophos, VIPRE
Public blocklists: listed on 4 independent blocklists

## INFRASTRUCTURE
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IP address:      104.21.79.27 (CA, Toronto)
ASN:             AS13335 Cloudflare, Inc.
Hosting org:     Cloudflare, Inc.
Registrar:       Moniker Online Services LLC
Nameservers:     ["ns1.nic.co.com", "ns2.nic.co.com", "ns3.nic.co.com", "ns4.nic.co.com"]
Registered:      2026-05-29
Page title:      onpointcu.co.com | 502: Bad gateway

## TLS CERTIFICATE
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Issuer:     Google Trust Services / WE1
Expires:    2026-07-24
Status:     INVALID chain
Fingerprint: 3dedf7d7059e0d8250b1d9e00118556ba4cece3bdc9c7b63619a5b406c574b45

## ABUSE-REPORT HISTORY (evidence of registrar non-response)
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Status: CLOSED — no report required.
This domain was neutralised before the abuse-report cycle could be dispatched — either
the hosting provider / registrar suspended it on their own, the DNS went dead, or the
operator abandoned the infrastructure. PhishDestroy keeps the evidence bundle on file
for audit but no formal notice was sent.

## TIMELINE
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Domain registered: 2026-05-29 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration)
First detected:    2026-05-29 23:30:10 UTC (by PhishDestroy tracker)
First reported:    2026-06-15 00:27:29 UTC (abuse notice filed)
Last verified:     2026-07-03 04:20:37 UTC
Neutralised:       2026-06-08 14:44:26 UTC
Current status:    taken down (registrar suspended or DNS dead)

## ANALYST NARRATIVE
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[Generated: 2026-06-22 23:28:54 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.]

The phishing domain onpointcu.co.com targets OnPoint Credit Union customers. It has been flagged by 12 out of 91 VirusTotal vendors, indicating a significant level of detection and concern. Despite its current offline status, the domain was previously active, aiming to deceive users into divulging sensitive banking information.

Registered through Moniker Online Services LLC, the domain was hosted on IP address 104.21.79.27. It utilized an SSL certificate issued by Google Trust Services, which can lend an appearance of legitimacy to unsuspecting users. The domain's presence on four public blocklists, including PhishDestroy, Polkadot, Enkrypt, and Codeesura, underscores its malicious intent.

Phishing domains like onpointcu.co.com exploit the trust users place in familiar brand names, in this case, OnPoint Credit Union. By mimicking legitimate websites, they can trick users into entering personal and financial data. The swift takedown of this domain helps mitigate the risk, but the initial detection and blocking are crucial in preventing data breaches. This case highlights the importance of continuous monitoring and quick response to emerging phishing threats.

## EVIDENCE HASHES
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Favicon MD5:       03a6b67f67638f30c20c64091eeffd34
TLS cert SHA-256:      3dedf7d7059e0d8250b1d9e00118556ba4cece3bdc9c7b63619a5b406c574b45

## SCORING METHODOLOGY
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Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates:
  - VirusTotal positive ratio
  - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus,
    CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB)
  - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor)
  - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.)
  - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing
  - URLScan / URLQuery verdicts
  - Brand-impersonation heuristics (DOM analysis of forms, logos, wording)
  - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures)
  - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...)
  - Free-TLS vs paid-cert ratio (throwaway infrastructure signal)
  - Registrar/hosting abuse history (this registrar's track record)
  - Human researcher sign-off (operator takedown team)

A domain present in our database is ALREADY flagged. A low VT count by itself does
NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their
first 7–30 days while actively draining wallets. Always cross-reference the composite
score and the individual indicators above, not just VT.

## CORRECTIONS / APPEALS
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Full HTML report:  https://phishdestroy.io/domain/onpointcu.co.com/
JSON API:          https://api.destroy.tools/v1/check?domain=onpointcu.co.com
Appeal a flag:     https://phishdestroy.io/appeals/  (responded to within 48 hours, FP rate <0.01%)
Submit a report:   https://t.me/PhishDestroy_bot

About PhishDestroy: independent open-source threat-intelligence platform.
Tracked: 174,142 domains (13,604 alive under monitoring, 159,748 confirmed takedowns/dead). Site: https://phishdestroy.io