# PhishDestroy threat dossier — michigan.com-payya.my
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Fetched:   2026-07-23 20:01:35 UTC
Canonical: https://phishdestroy.io/domain/michigan.com-payya.my/

## VERDICT
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TAKEN DOWN (neutralised)
Composite threat score: 100/100 (PhishDestroy scoring — see methodology below)
Scam classification: Credential Phishing

## DETECTION EVIDENCE
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VirusTotal:      8/91 security vendors flagged this domain
  Flagging vendors: ADMINUSLabs, Chong Lua Dao, CyRadar, Forcepoint ThreatSeeker, Fortinet, Gridinsoft, SOCRadar, Webroot
Public blocklists: listed on 1 independent blocklist

## INFRASTRUCTURE
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Registered:      2026-06-12

## ABUSE-REPORT HISTORY (evidence of registrar non-response)
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Status: CLOSED — no report required.
This domain was neutralised before the abuse-report cycle could be dispatched — either
the hosting provider / registrar suspended it on their own, the DNS went dead, or the
operator abandoned the infrastructure. PhishDestroy keeps the evidence bundle on file
for audit but no formal notice was sent.

## TIMELINE
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Domain registered: 2026-06-12 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration)
First detected:    2026-06-13 00:31:15 UTC (by PhishDestroy tracker)
First reported:    2026-06-15 00:27:29 UTC (abuse notice filed)
Last verified:     2026-07-23 20:20:32 UTC
Neutralised:       2026-06-13 09:02:04 UTC
Current status:    taken down (registrar suspended or DNS dead)

## ANALYST NARRATIVE
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[Generated: 2026-06-25 21:53:00 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.]

michigan.com-payya.my — Credential Harvesting Phishing Report

This domain, michigan.com-payya.my, is flagged as an elevated-risk credential harvesting phishing infrastructure. Analysis indicates it is designed to mimic legitimate payment or authentication portals, tricking users into submitting login credentials, financial details, or other sensitive information. The domain exhibits characteristics consistent with targeted phishing campaigns, likely leveraging social engineering tactics to deceive victims into interacting with fraudulent interfaces.  Infrastructure analysis reveals the following technical indicators: the domain was registered on June 12, 2026, and is currently offline. VirusTotal detection shows 8 out of 95 security vendors flagging the domain as malicious, indicating moderate consensus among threat intelligence sources. The domain appears on at least one security blocklist, further corroborating its association with phishing activity. No additional registrar, IP, or trust score data is available at this time, but the creation date suggests recent deployment for malicious purposes.  Mitigation steps for this specific threat type include immediate blocking of the domain across all network security controls, including firewalls, email gateways, and web proxies. Organizations should conduct retrospective log analysis to identify any prior interactions with michigan.com-payya.my, particularly focusing on authentication or payment-related endpoints. End-user education should emphasize the risks of credential harvesting via spoofed portals, with specific guidance to verify domain authenticity before entering sensitive information. Security teams are advised to monitor for related domains using similar naming conventions (e.g., payya.my subdomains) and implement proactive detection rules for future variants.

## SCORING METHODOLOGY
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Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates:
  - VirusTotal positive ratio
  - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus,
    CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB)
  - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor)
  - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.)
  - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing
  - URLScan / URLQuery verdicts
  - Brand-impersonation heuristics (DOM analysis of forms, logos, wording)
  - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures)
  - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...)
  - Free-TLS vs paid-cert ratio (throwaway infrastructure signal)
  - Registrar/hosting abuse history (this registrar's track record)
  - Human researcher sign-off (operator takedown team)

A domain present in our database is ALREADY flagged. A low VT count by itself does
NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their
first 7–30 days while actively draining wallets. Always cross-reference the composite
score and the individual indicators above, not just VT.

## CORRECTIONS / APPEALS
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Full HTML report:  https://phishdestroy.io/domain/michigan.com-payya.my/
JSON API:          https://api.destroy.tools/v1/check?domain=michigan.com-payya.my
Appeal a flag:     https://phishdestroy.io/appeals/  (responded to within 48 hours, FP rate <0.01%)
Submit a report:   https://t.me/PhishDestroy_bot

About PhishDestroy: independent open-source threat-intelligence platform.
Tracked: 188,947 domains (58,596 alive under monitoring, 128,729 confirmed takedowns/dead). Site: https://phishdestroy.io