# PhishDestroy threat dossier — merrimackcu.com ================================================================ Fetched: 2026-06-26 22:09:09 UTC Canonical: https://phishdestroy.io/domain/merrimackcu.com/ ## VERDICT ---------------------------------------------------------------- TAKEN DOWN (neutralised) Composite threat score: 78/100 (PhishDestroy scoring — see methodology below) Scam classification: Credential Phishing ## DETECTION EVIDENCE ---------------------------------------------------------------- VirusTotal: 2/91 security vendors flagged this domain Flagging vendors: CRDF, SOCRadar Public blocklists: listed on 1 independent blocklist ## INFRASTRUCTURE ---------------------------------------------------------------- IP address: 194.36.191.196 (NL, Naaldwijk) ASN: ASAS60117 HS Host Sailor Ltd, AE Hosting org: AS60117 Host Sailor Ltd Registrar: NameSilo, LLC !!! REGISTRAR INTEGRITY ALERT — NameSilo !!! NameSilo is a registrar documented by PhishDestroy as (1) publicly lying about received abuse reports, (2) shielding a $20M+ Monero-theft operation (xmrwallet.com) for 10 continuous years, and (3) retaliating against PhishDestroy by getting our X/Twitter account @Phish_Destroy banned after we published the evidence. Researchers/victims must ALWAYS CC compliance@icann.org on every abuse ticket — NameSilo has a track record of later claiming reports were never received. Primary sources: https://phishdestroy.io/namesilo-killed-our-twitter https://phishdestroy.io/xmrwallet-namesilo-exposed Nameservers: ns5.nl.hostsailor.com, ns6.nl.hostsailor.com Registered: 2026-03-07 Expires: 2027-03-07 Page title: Home | MerrimackCU ## TLS CERTIFICATE ---------------------------------------------------------------- Issuer: Let's Encrypt / R12 Expires: 2026-08-06 Status: INVALID chain Fingerprint: 427adaa64d32482134d43da77d55666bab48a90068987b3d7299ee35622a408f ## ABUSE-REPORT HISTORY (evidence of registrar non-response) ---------------------------------------------------------------- Status: CLOSED — no report required. This domain was neutralised before the abuse-report cycle could be dispatched — either the hosting provider / registrar suspended it on their own, the DNS went dead, or the operator abandoned the infrastructure. PhishDestroy keeps the evidence bundle on file for audit but no formal notice was sent. ## TIMELINE ---------------------------------------------------------------- Domain registered: 2026-03-07 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration) First detected: 2026-06-19 02:53:35 UTC (by PhishDestroy tracker) Last verified: 2026-06-26 20:20:34 UTC Neutralised: 2026-06-19 03:04:36 UTC Current status: taken down (registrar suspended or DNS dead) ## EXTERNAL CORROBORATION (third-party evidence) ---------------------------------------------------------------- URLScan.io: https://urlscan.io/result/019edd5d-2c37-7699-af22-9f1736e70f1d/ Wayback Machine: https://web.archive.org/web/*/merrimackcu.com crt.sh CT logs: https://crt.sh/?q=%25.merrimackcu.com Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=merrimackcu.com AlienVault OTX: https://otx.alienvault.com/indicator/domain/merrimackcu.com URLhaus: https://urlhaus.abuse.ch/host/merrimackcu.com/ ## ANALYST NARRATIVE ---------------------------------------------------------------- [Generated: 2026-06-25 18:00:06 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.] This domain is actively impersonating Merrimack County Credit Union to harvest online banking credentials and personal financial information. Analysis indicates it presents a fraudulent login portal under the page title 'Home | MerrimackCU', mimicking legitimate credit union authentication pages to deceive victims into submitting sensitive account details. Infrastructure analysis reveals multiple high-risk indicators. The domain was registered on March 07, 2026, through NameSilo, LLC, an unusually recent creation date for a financial institution. It resolves to 194.36.191.196, hosted on AS60117 (Host Sailor Ltd) in the Netherlands, a network frequently associated with phishing infrastructure. Security vendors have flagged this domain, with 2 out of 95 engines detecting malicious activity on VirusTotal. Additionally, it appears on one security blocklist and uses a Let's Encrypt SSL certificate (R12), which while providing encryption, is commonly exploited by threat actors to lend false legitimacy to phishing sites. Users who have visited merrimackcu.com should immediately cease all interaction with the site. Those who entered credentials should assume their account details have been compromised and take immediate action: contact their financial institution to report potential fraud, change all passwords associated with financial accounts, and enable multi-factor authentication where available. Monitor account statements closely for unauthorized transactions and consider placing a fraud alert with credit bureaus. The domain remains active as of this analysis, and continued access poses significant risk of financial theft or identity compromise. ## EVIDENCE HASHES ---------------------------------------------------------------- Favicon MD5: 5404e53d5ff59df62a7ac96666a6d637 TLS cert SHA-256: 427adaa64d32482134d43da77d55666bab48a90068987b3d7299ee35622a408f ## SCORING METHODOLOGY ---------------------------------------------------------------- Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates: - VirusTotal positive ratio - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus, CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB) - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor) - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.) - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing - URLScan / URLQuery verdicts - Brand-impersonation heuristics (DOM analysis of forms, logos, wording) - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures) - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...) - Free-TLS vs paid-cert ratio (throwaway infrastructure signal) - Registrar/hosting abuse history (this registrar's track record) - Human researcher sign-off (volunteer takedown team) A domain present in our database is ALREADY flagged. A low VT count by itself does NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their first 7–30 days while actively draining wallets. Always cross-reference the composite score and the individual indicators above, not just VT. ## CORRECTIONS / APPEALS ---------------------------------------------------------------- Full HTML report: https://phishdestroy.io/domain/merrimackcu.com/ JSON API: https://api.destroy.tools/v1/check?domain=merrimackcu.com Appeal a flag: https://phishdestroy.io/appeals/ (responded to within 48 hours, FP rate <0.01%) Submit a report: https://t.me/PhishDestroy_bot About PhishDestroy: volunteer-driven open-source threat-intelligence platform. Tracked: 170,621 domains (12,221 alive under monitoring, 158,011 confirmed takedowns/dead). Site: https://phishdestroy.io