# PhishDestroy threat dossier — meritunionbank.com ================================================================ Fetched: 2026-07-26 09:18:59 UTC Canonical: https://phishdestroy.io/domain/meritunionbank.com/ ## VERDICT ---------------------------------------------------------------- HIGH THREAT — malicious activity confirmed Composite threat score: 79/100 (PhishDestroy scoring — see methodology below) Scam classification: Banking Phishing ## DETECTION EVIDENCE ---------------------------------------------------------------- VirusTotal: 13/91 security vendors flagged this domain Flagging vendors: ADMINUSLabs, alphaMountain.ai, BitDefender, Chong Lua Dao, CyRadar, ESET, Fortinet, G-Data, Gridinsoft, Lionic, Netcraft, Sophos, VIPRE URLQuery: 100 detections Public blocklists: listed on 1 independent blocklist Victim re-reports (public form): 1 ## INFRASTRUCTURE ---------------------------------------------------------------- IP address: 198.251.84.200 (US, Cheyenne) ASN: ASAS53667 FranTech Solutions Hosting org: AS53667 FranTech Solutions Registrar: Dynadot LLC Nameservers: ["ns5.asurahosting.com", "ns6.asurahosting.com"] Registered: 2026-02-21 Page title: Home - Merit Union Bank HTTP response: 302 ## TLS CERTIFICATE ---------------------------------------------------------------- Issuer: Let's Encrypt / R13 Expires: 2026-05-18 Status: INVALID chain Fingerprint: 24ed92a729f1844385606b02f67ce094fd7206bf35d20bff778010f6bc802fe7 ## ABUSE-REPORT HISTORY (evidence of registrar non-response) ---------------------------------------------------------------- Status: pending notification queue. No abuse reports filed yet — this domain is waiting for the next cycle of our automated abuse-reporter. ## TIMELINE ---------------------------------------------------------------- Domain registered: 2026-02-21 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration) First detected: 2026-02-25 02:39:27 UTC (by PhishDestroy tracker) Earliest abuse rec: 2026-02-19 13:25:32 UTC — PREDATES current WHOIS registration; retained from a previous registration cycle of the same domain name Last verified: 2026-07-26 08:21:20 UTC Current status: ACTIVE / observable Note: one or more events above predate the WHOIS creation date. This typically means the same domain name was previously registered, detected, dropped, and then re-registered by a new party. PhishDestroy preserves the full historical record for operator-attribution research even when the underlying infrastructure changes hands. ## EXTERNAL CORROBORATION (third-party evidence) ---------------------------------------------------------------- URLScan.io: https://urlscan.io/result/019c7611-4b07-7015-996e-a5a87faf39c6/ Wayback Machine: https://web.archive.org/web/*/meritunionbank.com crt.sh CT logs: https://crt.sh/?q=%25.meritunionbank.com Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=meritunionbank.com AlienVault OTX: https://otx.alienvault.com/indicator/domain/meritunionbank.com URLhaus: https://urlhaus.abuse.ch/host/meritunionbank.com/ ## ANALYST NARRATIVE ---------------------------------------------------------------- [Generated: 2026-06-18 18:12:17 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.] meritunionbank.com: Banking Credential Theft Site PhishDestroy has identified meritunionbank.com as a sophisticated banking phishing site designed to steal login credentials and personal financial information. The site impersonates Merit Union Bank, a real financial institution, tricking visitors into entering their usernames, passwords, and possibly other sensitive data under the guise of a legitimate online banking portal. This type of credential theft can lead to unauthorized access to bank accounts, fraudulent transactions, and identity theft. The evidence against this domain is overwhelming. VirusTotal reports that 16 out of 95 security vendors flag the site as malicious. The domain was registered on February 21, 2026 through Dynadot LLC, a known registrar for many fraudulent domains. It was hosted on the IP address 198.251.84.200 and used a Let's Encrypt SSL certificate to appear legitimate. Additionally, it appears on at least one security blocklist and has since been taken offline, though similar sites may emerge. If you have already visited meritunionbank.com and entered any credentials, immediately change your passwords for any accounts that use the same login information. Contact your bank to alert them of potential compromise and monitor your accounts for unauthorized activity. Run a full antivirus scan on your device and consider enabling two-factor authentication where available. Stay vigilant against future phishing attempts by verifying website URLs and avoiding unsolicited links. ## EVIDENCE HASHES ---------------------------------------------------------------- PhishDestroy Case ID: PD-20260219-66DE5F Favicon MD5: 41d36e01ff088e0dbe24f0294dcaad57 TLS cert SHA-256: 24ed92a729f1844385606b02f67ce094fd7206bf35d20bff778010f6bc802fe7 ## SCORING METHODOLOGY ---------------------------------------------------------------- Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates: - VirusTotal positive ratio - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus, CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB) - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor) - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.) - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing - URLScan / URLQuery verdicts - Brand-impersonation heuristics (DOM analysis of forms, logos, wording) - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures) - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...) - Free-TLS vs paid-cert ratio (throwaway infrastructure signal) - Registrar/hosting abuse history (this registrar's track record) - Human researcher sign-off (operator takedown team) A domain present in our database is ALREADY flagged. A low VT count by itself does NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their first 7–30 days while actively draining wallets. Always cross-reference the composite score and the individual indicators above, not just VT. ## CORRECTIONS / APPEALS ---------------------------------------------------------------- Full HTML report: https://phishdestroy.io/domain/meritunionbank.com/ JSON API: https://api.destroy.tools/v1/check?domain=meritunionbank.com Appeal a flag: https://phishdestroy.io/appeals/ (responded to within 48 hours, FP rate <0.01%) Submit a report: https://t.me/PhishDestroy_bot About PhishDestroy: independent open-source threat-intelligence platform. Tracked: 196,455 domains (66,089 alive under monitoring, 128,816 confirmed takedowns/dead). Site: https://phishdestroy.io