# PhishDestroy threat dossier — instantpayfinances.world
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Fetched:   2026-05-07 09:22:54 UTC
Canonical: https://phishdestroy.io/domain/instantpayfinances.world/

## VERDICT
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STATUS STALE — last probed 24 days ago, treat as ACTIVE until re-verified
Composite threat score: 100/100 (PhishDestroy scoring — see methodology below)
Scam classification: social_media
Targeted brand: facebook (and: instagram, linkedin, mastercard, twitter, visa)

## DETECTION EVIDENCE
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VirusTotal:      9/95 security vendors flagged this domain
  Flagging vendors: alphaMountain.ai, BitDefender, Forcepoint ThreatSeeker, Fortinet, G-Data, Google Safebrowsing, Lionic, Sophos, Webroot
Public blocklists: listed on 1 independent blocklist

## INFRASTRUCTURE
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IP address:      192.3.190.186 (US, Buffalo)
ASN:             ASAS36352 AS-COLOCROSSING, US
Hosting org:     AS36352 HostPapa
Registered:      2026-02-21
Page title:      Instant Pay Finances

## TLS CERTIFICATE
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Issuer:     R11
Status:     INVALID chain

## ABUSE-REPORT HISTORY (evidence of registrar non-response)
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Status: pending notification queue. No abuse reports filed yet — this domain is
waiting for the next cycle of our automated abuse-reporter.

## TIMELINE
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Domain registered: 2026-02-21 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration)
First detected:    2026-02-26 23:24:28 UTC (by PhishDestroy tracker)
Last verified:     2026-04-12 19:50:49 UTC (STALE — 24 days ago, re-verify)
Flagged dead:      2026-04-01 02:47:00 UTC (NOT RE-VERIFIED IN 24 DAYS — treat as unconfirmed)
Current status:    UNCONFIRMED (our live-probe is 24 days stale)

## EXTERNAL CORROBORATION (third-party evidence)
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URLScan.io:       https://urlscan.io/result/0198c2fc-605e-730b-ab45-6bfd47c846b4/
Wayback Machine:  https://web.archive.org/web/*/instantpayfinances.world
crt.sh CT logs:   https://crt.sh/?q=%25.instantpayfinances.world
Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=instantpayfinances.world
AlienVault OTX:   https://otx.alienvault.com/indicator/domain/instantpayfinances.world
URLhaus:          https://urlhaus.abuse.ch/host/instantpayfinances.world/

## ANALYST NARRATIVE
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[Generated: 2026-03-19 02:12:56 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.]

PhishDestroy identifies instantpayfinances.world as a medium-risk phishing domain. It poses a danger by attempting to steal sensitive information from unsuspecting users.

This phishing site mimics legitimate financial services to trick visitors into submitting personal and financial details. It remains active, resolving to IP 192.3.190.186, and appears on multiple security blocklists.

If you visited instantpayfinances.world, avoid entering any data and run a thorough security scan on your device. Change any compromised passwords and monitor your accounts for suspicious activity.

## SCORING METHODOLOGY
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Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates:
  - VirusTotal positive ratio
  - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus,
    CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB)
  - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor)
  - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.)
  - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing
  - URLScan / URLQuery verdicts
  - Brand-impersonation heuristics (DOM analysis of forms, logos, wording)
  - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures)
  - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...)
  - Free-TLS vs paid-cert ratio (throwaway infrastructure signal)
  - Registrar/hosting abuse history (this registrar's track record)
  - Human researcher sign-off (volunteer takedown team)

A domain present in our database is ALREADY flagged. A low VT count by itself does
NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their
first 7–30 days while actively draining wallets. Always cross-reference the composite
score and the individual indicators above, not just VT.

## CORRECTIONS / APPEALS
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Full HTML report:  https://phishdestroy.io/domain/instantpayfinances.world/
JSON API:          https://api.destroy.tools/v1/check?domain=instantpayfinances.world
Appeal a flag:     https://phishdestroy.io/appeals/  (responded to within 48 hours, FP rate <0.01%)
Submit a report:   https://t.me/PhishDestroy_bot

About PhishDestroy: volunteer-driven open-source threat-intelligence platform.
Tracked: 146,804 domains (58,467 alive under monitoring, 88,076 confirmed takedowns/dead). Site: https://phishdestroy.io