# PhishDestroy threat dossier — boapayfianace.com
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Fetched:   2026-05-26 13:18:00 UTC
Canonical: https://phishdestroy.io/domain/boapayfianace.com/

## VERDICT
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TAKEN DOWN (neutralised)
Composite threat score: 69/100 (PhishDestroy scoring — see methodology below)
Targeted brand: foundation (and: google)

## DETECTION EVIDENCE
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VirusTotal:      2/95 security vendors flagged this domain
  Flagging vendors: Gridinsoft, Netcraft
URLQuery:        100 detections
Public blocklists: listed on 1 independent blocklist
Victim re-reports (public form): 1

## INFRASTRUCTURE
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IP address:      38.242.228.157 (FR, Lauterbourg)
ASN:             ASAS51167 CONTABO Contabo GmbH, DE
Hosting org:     AS51167 Contabo GmbH
Registrar:       COSMOTOWN, INC.
Nameservers:     ns1.serverfuse.com, ns2.serverfuse.com
Registered:      2025-08-22
Expires:         2026-08-22
Page title:      Home - BOA Pay Finance
HTTP response:   530

## TLS CERTIFICATE
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Issuer:     none
Status:     INVALID chain

## ABUSE-REPORT HISTORY (evidence of registrar non-response)
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Status: CLOSED — no report required.
This domain was neutralised before the abuse-report cycle could be dispatched — either
the hosting provider / registrar suspended it on their own, the DNS went dead, or the
operator abandoned the infrastructure. PhishDestroy keeps the evidence bundle on file
for audit but no formal notice was sent.

## TIMELINE
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Domain registered: 2025-08-22 (per WHOIS / CT — may reflect a renewal or transfer date, not first-ever registration)
First detected:    2026-02-25 02:39:27 UTC (by PhishDestroy tracker)
First reported:    2025-09-17 05:09:59 UTC (abuse notice filed)
Last verified:     2026-05-26 13:29:53 UTC
Neutralised:       2026-02-24 18:10:04 UTC
Current status:    taken down (registrar suspended or DNS dead)

## EXTERNAL CORROBORATION (third-party evidence)
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URLScan.io:       https://urlscan.io/result/019956b9-08e2-7667-888c-b15d7eac97d7/
Wayback Machine:  https://web.archive.org/web/*/boapayfianace.com
crt.sh CT logs:   https://crt.sh/?q=%25.boapayfianace.com
Google transparency: https://transparencyreport.google.com/safe-browsing/search?url=boapayfianace.com
AlienVault OTX:   https://otx.alienvault.com/indicator/domain/boapayfianace.com
URLhaus:          https://urlhaus.abuse.ch/host/boapayfianace.com/

## ANALYST NARRATIVE
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[Generated: 2026-03-19 05:53:40 UTC — narrative may predate facts above. Treat fields in TIMELINE / DETECTION EVIDENCE / INFRASTRUCTURE as authoritative if they differ from the prose below.]

PhishDestroy identifies boapayfianace.com as a generic phishing domain, a type of threat designed to trick users into divulging sensitive information. Although the risk level is assessed as low, users should remain cautious because phishing sites can lead to identity theft or financial loss. The domain's misleading page title, "Home - BOA Pay Finance," suggests an attempt to impersonate a legitimate financial service, increasing the potential for user deception.

The domain was registered recently on August 22, 2025, through COSMOTOWN, INC., and resolved to IP address 38.242.228.157. Scamadviser assigns it a very low trust score of 6 out of 100, and it appears on one security blocklist. VirusTotal flags it with detections from 2 out of 95 security vendors. Currently, the domain has been taken offline, limiting immediate exposure but it remains important to track for potential resurgence or related threats.

Users are advised to avoid visiting boapayfianace.com or providing any personal or financial information on this site. If you have interacted with the domain recently, monitor your accounts for unusual activity and consider updating passwords for related services. Always verify the authenticity of financial websites by checking official URLs and using trusted security tools. Staying vigilant helps protect against evolving phishing tactics exemplified by domains like boapayfianace.com.

## SCORING METHODOLOGY
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Composite score is NOT derived from VirusTotal alone. PhishDestroy aggregates:
  - VirusTotal positive ratio
  - Public blocklist consensus (MetaMask, ScamSniffer, OpenPhish, PhishTank, URLhaus,
    CryptoFirewall, SEAL, Polkadot, Enkrypt, Phishunt, DiscordPhishing, PhishingDB)
  - Cloaking detection (HTTP 666 or rendering delta between bot and real visitor)
  - DNS-filter consensus (Quad9, CleanBrowsing, NextDNS, AdGuard, Cloudflare, etc.)
  - AlienVault OTX pulses + Cloudflare Radar + Google Safe Browsing
  - URLScan / URLQuery verdicts
  - Brand-impersonation heuristics (DOM analysis of forms, logos, wording)
  - Known phishing-kit fingerprinting (favicon hash, JS obfuscation signatures)
  - Wallet-drainer family classification (Angel, MS, Rainbow, Pink, Inferno, ...)
  - Free-TLS vs paid-cert ratio (throwaway infrastructure signal)
  - Registrar/hosting abuse history (this registrar's track record)
  - Human researcher sign-off (volunteer takedown team)

A domain present in our database is ALREADY flagged. A low VT count by itself does
NOT mean the domain is safe — new scam domains routinely show 0/95 VT for their
first 7–30 days while actively draining wallets. Always cross-reference the composite
score and the individual indicators above, not just VT.

## CORRECTIONS / APPEALS
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Full HTML report:  https://phishdestroy.io/domain/boapayfianace.com/
JSON API:          https://api.destroy.tools/v1/check?domain=boapayfianace.com
Appeal a flag:     https://phishdestroy.io/appeals/  (responded to within 48 hours, FP rate <0.01%)
Submit a report:   https://t.me/PhishDestroy_bot

About PhishDestroy: volunteer-driven open-source threat-intelligence platform.
Tracked: 153,839 domains (34,300 alive under monitoring, 116,925 confirmed takedowns/dead). Site: https://phishdestroy.io